August 11, 1998

FROM: Douglas H. Napier
Attorney for the Class of Thousand Adventures members

TO: Thousand Adventures Members

Dear Members and Clients:

I am writing this letter to you as I am unfortunately unable to be there in person to meet you and address you personally. I have enjoyed hearing from a large number of the approximately 70,000 Thousand Adventures members throughout the United States. Although each of you have your own version, the stories are pretty much the same - You believe what the TAI salesmen told you, you bought your membership in good faith, you paid a lot of hard earned money for your membership, you were promised a lot of great things and then the bottom fell out.

I joined your long journey in April 1997 when a couple from rural Iowa came to my office and told me of their experience. They wondered if it would be even worth the expense of hiring a lawyer and paying the court costs and expenses to try to get their money back. As I began to research Thousand Adventures and the background of this company, I found that these clients were not the only ones and that there were literally thousands of others that felt they had been cheated and felt helpless to do anything about it. It was at that time our law firm made the decision to amend our lawsuit and make it a class-action lawsuit on behalf of all of the members who felt the same way and could not afford to bring the action on their own. We soon realized that by having this unified front of thousands of members, we were getting the attention the members deserved all along.

The first success in this case came in July 1997, when the class was certified and judgment was rendered against Thousand Adventures effectively terminating the members obligation to make any further dues payments or installment contract payments. Unfortunately, we soon realized that most of the assets of Thousand Adventures had been transferred to a company called RV Holdings, a company formed by the principals of Consumer Loan Portfolios, a major creditor of Thousand Adventures. The campgrounds received by RV Holdings were then transferred to a new company, Travel America.

Realizing the assets that were purchased on the backs of the many members were drifting out of the reach of the members, we filed an involuntary bankruptcy petition against Thousand Adventures and eventually got a Trustee appointed who is making an honest effort at getting the assets back so they can be used for the benefit of members.

Travel America has created a lot of confusion among the members. First of all, the very name and its initials - TAI - have been carelessly used to obscure the separate identities of these companies. Travel America claims to be "an administrative and service company" but doesn't specify what its obligation is to the members. On the one hand they deny that they are responsible for the Thousand Adventures members and the membership contracts and on the other hand they send out dues billing statements that purport to collect dues that were owed to Thousand Adventures and seem to indicate that Thousand Adventures members have some obligation to pay Travel America some dues. The record needs to be set straight - Travel America IS NOT Thousand Adventures. Steve Alleman, who is paid by Travel America but purports to be an officer of Thousand Adventures has made it very clear that "No Thousand Adventures member has any obligation to pay dues to Travel America." He said if a TAI member wants to join Travel America, they can, but it is purely optional.

We think TRAVEL AMERICA SHOULD HAVE MADE THIS ABSOLUTELY CLEAR in the "Dues Billings" and other correspondence it had with Thousand Adventures. Many members have complained to me that they didn't understand they had an option and were afraid of damage to their credit ratings if they didn't pay. Many members received threatening phone calls from collection agents insisting that they pay, despite Travel America's knowledge that the members had successfully sued Thousand Adventures and had no further obligation to pay.

The battle isn't over yet. We have made a tremendous amount of progress and have appreciated your support. Please don't give up. We haven't and won't. When I see the notes that you send expressing the sadness and anger. When I hear how you saved up to buy the membership, or sold something of great value and received essentially nothing in return, I get angry. No one should be subjected to such a scheme. Apparently the Attorneys General's offices from several states felt the same way and were able to prevent other people from buying memberships. Unfortunately, the states weren't able to do much for those who have already purchased memberships. That is where we came in. We are committed to the pursuit of truth and fairness. We are committed to protecting the rights of 70,000 people who, on their own, could not afford the cost or emotional price that it would take.

What I ask from you is that you stand together and stand firm. Don't give in to their tireless barrage of collection tactics and meaningless excuses. Support each other, encourage those who would be leaders in this cause, warn those who might be unwary.

//Douglas H. Napier//